 Keon Chee, a financial expert in Malaysia, wrote a book, "Islamic Finance: Why It Makes Sense" together with another expert, Daud Vicary Abdullah.
The first question that should raise in every Muslim mind is "Why would a non-Muslim write a book on Islamic finance?"
To answer that question, let me ask you: - What do you know of Islamic finance? - what makes a non-Muslim like Keon Chee believe in it to the extent of writing a book on it? - have we applied the sanme conviction in ourselves and our daily transactions?
Islam came as a guide in our daily lives, not just in matters of creed ('aqidah) and worship ('ibadah) but also in our daily transactions and interactions in society (mu'amalah).
We cannot claim Islam as a "way of life" until we apply it in the transactions and interactions of our daily lives. Islam is not just about halal and haram or do's and don't's. It is a religion that provides solution to the daily issues of our lives.
In an age where we lament the credit and banking loans and the interest rates that come with them, the concern for the fixed interest in insurance and its "halal-ness", yet pressured by its necessity and importance, and the issue of shariah compliance in investment which many may not pay much attention to, what solution has Islam to provide us with?
"Financial planning and insurance is a risk management tool that is a necessity in our lives," states Ustaz Muhammad Haniff Bin Hassan. Yet, we also need to be concerned and aware of its "halal-ness" and compliance with Shariah.
The solution is available here in Singapore as an alternative to the conventional plans. Rather, it should be our first option as Muslims. And we are assured of its compliance with Shariah, free from interest as well as fulfilling our social responsibility.
 M Farhan Takaful Consultant Ethical Financial Solutions Mobile: 93224118 ( Please quote "DZ" for a mystery gift )
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